Income Tax Return (ITR) Filing Registration Online starting at ₹499

Detailed Overview

Flawless Income Tax Filings by Premium CAs

Filing your Income Tax Return (ITR) is a mandatory annual legal obligation for individuals, HUFs, partnerships, and companies whose gross total income exceeds the basic exemption limit (₹3 Lakhs under the new regime). However, ITR filing is not just a compliance chore; it is the most critical financial document you will ever generate. It serves as standard proof of your financial stability, required everywhere from bank loan approvals to international visa processing.

Our expert Chartered Accountants do not just 'file' your returns; we actively optimize them. We analyze your Form 16, Form 26AS, and Annual Information Statement (AIS) to ensure every single TDS deduction is accounted for. We meticulously calculate your liability under both the Old and New Tax Regimes, applying all eligible deductions under Section 80C, 80D, and HRA, guaranteeing that you pay the absolute legal minimum in taxes and receive maximum refunds.

At GST Times, we take the legal complexity out of the picture. Our system reviews your files, coordinates with government registrars, handles all clarifications, and delivers your certificate securely to your dashboard online.

Core Benefits & Advantages

Registering for this compliance/setup unlocks critical legal and commercial opportunities for your brand:

Guaranteed Maximum Tax Refund

Our CAs ensure you claim all eligible deductions and set off past capital losses, ensuring any excess TDS deducted by your employer is refunded directly to your bank.

Visa and Loan Approvals

ITR acknowledgments (ITR-V) for the last 3 years are the primary documents demanded by banks for home loans and by foreign embassies for travel visas.

Avoid Heavy Penalty Notices

The IT Department uses AI to match your AIS with your filing. We ensure 100% accuracy, preventing Section 143(1) mismatch notices and late fees (up to ₹5,000).

Carry Forward of Losses

If you suffered losses in the stock market or business, filing your ITR on time is the only way you can legally carry them forward to offset future profits.

Required Documents Checklist

You only need to upload scan copies or photographs of these basic documents. No physical paperwork is required:

For Salaried Individuals

Form 16 Part A and Part B issued by the employer.
PAN Card and Aadhaar Card.
Bank Account details (Account Number and IFSC Code for refund).

For Investors & Business Owners

Capital Gains statement from your broker (Zerodha, Groww, etc.).
Bank statements showing interest income.
Investment proofs (LIC receipts, PPF, Health Insurance premiums, Home Loan interest certificates).

Our Step-by-Step Filing Process

We complete your work in four simple milestones, keeping you informed at every turn:

Document & AIS Analysis

We collect your documents and download your Form 26AS and AIS from the IT portal to cross-verify all high-value transactions and TDS credits.

Tax Optimization & Regime Selection

Our tax engines calculate your liability under both the Old and New tax regimes, selecting the one that mathematically saves you the most money.

Drafting the Return Form

We select the correct form (ITR-1, 2, 3, or 4) based on your income sources (salary, capital gains, crypto, business) and draft the computation.

Filing & Aadhaar e-Verification

We upload the XML to the portal, instantly e-verify the return using an Aadhaar OTP, and send you the official ITR-V acknowledgment.

Frequently Asked Questions (FAQs)

Got doubts? Here are direct answers from our expert Chartered Accountants:

Is it mandatory to file ITR if my salary is below the taxable limit?

If your gross income (before deductions) is below the basic exemption limit, it is not mandatory. However, filing a Nil return is highly recommended to build a financial track record for loans.

What happens if I miss the 31st July deadline?

Filing after the deadline (Belated Return) attracts a late fee of up to ₹5,000 under Section 234F, plus 1% per month interest on any unpaid tax. You also lose the right to carry forward capital losses.

Do I have to declare my stock market and crypto trades?

Absolutely. The Income Tax Department tracks all equity, mutual fund, and crypto transactions via your PAN. Failing to declare these in ITR-2 or ITR-3 will result in a definite tax notice.

Deep Dive: Complete Guide to Income Tax Return (ITR) Filing

Table of Contents

The Dangers of Not Filing Your ITR: The AIS Reality Check
Old Regime vs. New Regime: Which is Better in 2026?
Understanding Which ITR Form You Must Use
How to Legally Carry Forward Stock Market Losses

The Dangers of Not Filing Your ITR: The AIS Reality Check

A common misconception is that if TDS has already been deducted by the employer or bank, there is no need to file an ITR. This is legally incorrect. With the introduction of the Annual Information Statement (AIS), the Income Tax Department tracks almost every high-value financial transaction you make, regardless of your filing status.

If you fail to file your ITR while your AIS shows significant mutual fund investments, a new car purchase, foreign travel, or large cash deposits, the department's AI systems will automatically flag your PAN. This triggers a scrutiny notice asking you to explain the source of funds, often leading to heavy penalties and stress.

Old Regime vs. New Regime: Which is Better in 2026?

The Finance Ministry has made the New Tax Regime the default setting, but is it mathematically the best choice for you?

The New Regime: Offers lower tax slab rates and a higher basic exemption. However, it strips away nearly 70 popular exemptions and deductions, including HRA, LTA, Section 80C (PPF, LIC, ELSS), and Section 80D (Health Insurance).
The Old Regime: Has higher slab rates but allows you to drastically reduce your taxable income if you have significant investments, a home loan, and pay rent.

As a rule of thumb, if you claim deductions exceeding ₹3.75 Lakhs under Chapter VI-A, the Old Regime usually results in less tax. Our CAs run comparative simulations on your data before filing to guarantee you take the most profitable route.

Understanding Which ITR Form You Must Use

Filing the wrong form renders your return "defective" under Section 139(9), resulting in automatic rejection.

ITR-1 (Sahaj): For resident individuals having income up to ₹50 Lakhs from Salary, One House Property, and Other Sources (Interest).
ITR-2: For individuals lacking business income but having Capital Gains (shares, property, crypto) or owning Foreign Assets.
ITR-3: The most comprehensive form, meant for individuals and HUFs having income from a proprietary business or profession.
ITR-4 (Sugam): For individuals, HUFs, and Firms opting for the Presumptive Taxation Scheme (Section 44AD/44ADA), offering reduced compliance.

How to Legally Carry Forward Stock Market Losses

If you incurred a Short-Term Capital Loss (STCL) or Long-Term Capital Loss (LTCL) trading shares or mutual funds, you can carry that loss forward for 8 consecutive financial years to offset future profits, drastically reducing your future tax burden.

The Catch:

You can only carry forward these losses if you file your ITR strictly before the original due date (usually July 31st). If you file a Belated Return, the right to carry forward losses is permanently forfeited. We ensure timely filing so you never lose this critical tax shield.

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